USDA low-cost home loans

The American dream of homeownership is becoming a reality for many families in eligible rural areas across the commonwealth through the USDA Rural Development’s home loan programs.
With no down payment required and a competitive long-term fixed rate, low- and moderate-income families are finding affordable ways of becoming homeowners. These loans could be used for new construction or the purchase of existing homes within county loan limits.
For information regarding programs, eligibility, and loan limits, visit USDA Rural Development or call (859) 224-7322.